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We have initiated a programme to transform the way data is used and provisioned. One of the key elements of this change is an extensive remodelling of its entire data estate. We are migrating from Azure SQL estate to Synapse. To realise this the majority of our existing team will need to focus on the replatforming activity. However, whilst this work is underway the business still needs to be supported on the legacy platforms – SQL DWH, ADLS, Power BI and SSIS / ADF Pipelines. This role is to ensure that service levels on the existing platform do not drop to an unacceptable level and that critical requests from end users are met.

As part of the Firms 1st Line of Defence you will develop and monitor the Firms Credit Risk taking activities, driving the risk to reward trade-off.  You will benchmark and assess our current internal capabilities, implementing actions to ensure credit strategy and pricing delivers against the business plan and objectives. You will be proactive risk taker, driving continuous improvement and independently assessing, implementing and monitoring credit strategy and adherence to the Credit Risk Management Framework and supporting policies, standards and procedures.

Your new role will be varied and innovative. Working in a small team will allow you to make a difference to the department and company and being autonomous in your new role and dealing with complex legal issues as well as managing multiple external stakeholders will mean you will be a SME for your area. 

This role reports directly to the Assurance Manager whilst working alongside Underwriting and Financial Crime Teams and be responsible for quality assurance reviews on a monthly basis in line with the QA framework and procedures regularly reviewing offers / completions, declines, and FCT cases, as part of Pepper Money’s first line of defence. You will assist with the collation of reports to share your findings and engage with key stakeholders to ensure the audit findings and results for the team are owned to enable these to be addressed with training or performance management.

You will be reporting to the Application Manager and work alongside our fantastic team of Underwriting Specialists. ​ ​ The core focus of the role is to utilise your customer service skills and leverage your mortgage industry knowledge and experience. You will guide our valued broker partners to package their applications to meet all of our necessary underwriting requirements.

Working in our fast paced, successful Sales team there has never been a better time to join Pepper Money, a specialist mortgage lender backed by a global financial institution offering first and second charge loans. We operate a hybrid working model, so you will benefit from both home and office working, our office being based in Manchester office. Our team are also based in Cardiff and London so there may be occasional travel to our other offices.

Working in data entry on a high volume of daily completions you will need to concentrate on the detail and deliver exceptional standards of work. As data entry is the main focus of this role so you will need to be self-motivated and give every completion your full attention. You will also need to complete a variety of tasks alongside the processing of deeds and will need to be flexible and adaptable on a day to day basis.